Board of Directors

Olusegun Alebiosu is the Chief Risk Officer of First Bank of Nigeria. Prior to this appointment, he was the Chief Risk Officer of Coronation Merchant Bank Limited. He served as Chief Credit Risk Officer at African Development Bank Group between 2011 and 2015, and Group Head of Credit Policy & Deputy Chief Credit Risk Officer at United Bank for Africa Plc between 2006 and 2011. He acquired an extended and rich experience in Banking and Financial Services, spanning through functions and roles in Financial Planning and Control, Credit and Marketing (Branch Banking and Regional Manager), Trade, Corporate and Commercial Banking, Agriculture Financing, Oil Gas, Transport (Including Aviation and Shipping), Project Financing and Risk Management. Olusegun is a Chartered Accountant with over 24years post-qualification experience. He obtained a BSc in Industrial Relations and Personnel Management in 1990 from University of Lagos, and Masters in International Law and Diplomacy from the same University in 1997. In addition, he holds an MSc in Development Studies from The London School of Economics (2006) and also is an Alumni of Harvard Kennedy School of Government.

Olajumoke Odulaja the Chief Risk Officer at Union Bank is a Fellow of the Institute of Chartered Accountants of Nigeria with a first degree in Economics. She has over sixteen (16) years banking experience with over ten years (10) spent in managerial positions within various roles in Credit spanning Credit Evaluation / Underwriting for Commercial businesses, Small and Medium Enterprises (SMEs) and Personal Banking, Credit Policies, Account Management / Monitoring, Loan disbursement, Operational Risk, Credit MIS and Collections (Rehabilitations and Recoveries). She has worked in leading International Banks, Stanbic IBTC (Standard Bank) and Standard Chartered Bank in Nigeria during the course of her career. She possesses sound knowledge and a good understanding of risk management, credit underwriting, financial analysis, loan structuring, credit evaluation, credit criteria and policies, industry analysis, portfolio management, operational risk framework and the end to end credit process.

Dr Ahmed Babatunde Popoola (Dr ‘Tunde Popoola) is a Nigerian Banker, Accountant, Economist, Entrepreneur and Business Executive. He is the Group Managing Director/CEO. He has over thirty years cumulative work experience spanning the public and the private sectors of the Nigerian economy. He has been the Managing Director/CEO of CRC Credit Bureau Limited since its establishment in 2008. Prior to this, he was also the pioneer CEO of the Abuja Enterprise Agency (AEA). Before then, he was in the banking industry where he rose to the position of the Chief Finance Officer (CFO) and General Manager of a publicly listed bank. He is in the forefront of the development of the nascent credit reporting system in Nigeria and Africa. Dr, Popoola holds a bachelor’s degree in Economics from the University of Ife (now Obafemi Awolowo University), Nigeria, two master’s degrees in Banking & Finance and Economics from the University of Lagos, Nigeria and a PhD in Finance from WITS Business School, University of The Witwatersrand, South Africa. He is an alumnus of the prestigious Lagos Business School (LBS)’s Senior Management Programme (SMP 12) and the Wharton Business School’s Advanced Management Programme (AMP 67). He has also attended executive education programmes at the Harvard Kennedy School of Government and the Harvard Business School, the International Management and Development (IMD), Switzerland and the Kellogg School of Management. He is a Fellow of the Institute of Chartered Accountants of Nigeria (ICAN) and seven other professional bodies. He holds several awards and recognitions especially for his role in entrepreneurship, business management, finance, and youth empowerment. He is also a proud recipient of a special Ministerial recognition and commendation for his innovation and promotion of youth enterprise in the FCT.

Mr Himadri Bora has over 20 years of experience in corporate finance, strategy consulting, credit bureaus, audit, and commercial data and analytics in the United Arab Emirates, India, and other countries in Asia. Mr Bora started his career with PricewaterhouseCoopers in India and is currently the Chief Strategy Officer of Dun & Bradstreet South Asia Middle East Limited (DBSAME). He is responsible for identifying and implementing growth opportunities for DBSAME in its markets across the Middle East, South Asia, and Africa. Mr Bora holds a bachelor’s degree in Statistics from Delhi University and three master’s degrees from the National University of Singapore, INSEAD, and Harvard University.

Mr Kelyn Pena has over 26 years of experience in IT software development and process improvement and 20 years in Credit Bureau Solutions architecture, development and administration, and development of products based on innovative technology solutions. Kelyn is the Group Technology Officer of Dun & Bradstreet South Asia, Middle East & Africa Group. In addition, he is the Chief Technology Officer of Dun & Bradstreet Credit Bureaus Limited. Kelyn is also a Board Member of D&B Technology and Analytics in Chennai. In his past-experience, Kelyn worked with software development companies in Dominican Republic and Latin America focusing on creation and improvement of software development processes based on the requirements of the market and the client, following industry best practices. He is a well-established professional in the fields of credit information, credit bureau solutions, SMEs. He specializes in data analysis, scoring, database management and tuning, system information security, machine learning, and AI, with in-depth knowledge in block chain technology and micro services architecture. Kelyn also has expertise within the cipher and cryptographic methods for commercial critical information systems and electronic transaction solutions. He is an alumnus of the Massachusetts Institute of technology- Sloan school of Management, a Post Graduate Program from Texas McCombs in Data Science and Business Analytics from the University of Texas at Austin and holds a Master of Business Administration on Information Technology from the UCAM Universidad Católica San Antonio de Murcia in Spain.

Grace Ademola is the Head of Retail Credit Risk Management, responsible for the management of processes, policies and credit culture in West Africa Cluster to support growth of lending in Retail and Business Banking at Standard Chartered Bank. She also serves as a Non-Executive Director of CRC Data & Analytics Limited, a subsidiary of CRC Credit Bureau Limited. She is a seasoned banker with over 25 years banking experience across various functions in Operations, Financial Control, Credit, Marketing, Retail and Business Banking Loans - with experience and knowledge of product development, policy formulation, sales, risk management. Prior to joining Standard Chartered Bank, she was the Head of Retail Risk Management in United Bank for Africa (UBA). She is a Senior Associate Member, Risk Management Association of Nigeria, a Fellow of the Institute of Chartered Accountants of Nigeria and an Associate Member, Chartered Institute of Taxation of Nigeria and an Honorary Senior Member of the Chartered Institute of Bankers of Nigeria. She holds an MBA with marketing specialization from the University of Nigeria, Nsukka.

Dr Gregory Ovie Jobome (PhD) is the Chief Risk Officer of Access Bank Plc with over twenty-four (24) years of banking and teaching experience. He holds a First Class Honours in Economics from University of Maiduguri and subsequently he won Afribank’s prize for Best Graduating Student. He has a Master of Business Administration (Distinction) from Obafemi Awolowo University and a Doctorate degree from Loughborough University, United Kingdom. Dr Jobome specializes in Risk Management and is an Honorary Fellow of Chartered Institute of Bankers of Nigeria and member of various national and international professional bodies.

Mr Joel Owoade holds an Msc in Banking & Finance from the University of Ibadan, Nigeria and qualified as a member of Institute of Chartered Accountants of Nigeria in 1991. He has over 16 years banking experience and presently works with United Bank for Africa Plc as Divisional Head, Credit Monitoring Group. Prior to his present position, he worked as Head of Credit Recovery, Equatorial Trust Bank and Group Head, Credit Risk Management in defunct Liberty Bank Plc. He was also a Bank Examiner with Nigeria Deposit Insurance Corporation (NDIC) for 6 years. Joel is the former 1st Vice President of the Risk Managers Association of Nigeria.

Mr Biyi Olagbami has 25 years banking experience with over 21 years in Risk Management. He has served as the Chief Credit Officer at Union Bank Nigeria Plc. Prior to this role, Biyi was Chief Risk Officer with Fidelity Bank Ghana; Chief Risk & Compliance Officer with Keystone Bank Ltd. (then Bank PHB) and Head of Credit (CIB) with Stanbic IBTC Bank Plc. He also worked briefly as Group Market Risk Manager with Access Bank Plc. Prior to which he held various positions in Citigroup including Country Risk Manager (Central Africa); Risk Manager (Egypt), Country Portfolio Manager; Senior Risk & Business Analyst amongst others. Biyi holds a BSc & MSc in Architecture from the Obafemi Awolowo University, Ile-Ife and holds an MBA from the IESE (University of Navarra), Spain. He is currently an Executive Director and Chief Risk Officer of EcoBank Nigeria Plc.

Mr Kyari Bukar as an Independent Director is the former Chairman of the Board of the Nigerian Economic Summit Group. He is the Chairman of CRC Data & Analytics Limited, a subsidiary of CRC Credit Bureau Limited. He was the MD/CEO of the Central Securities Clearing System Limited (CSCS) till December 2016. He holds a BSc degree in Physics from Ahmadu Bello University, Zaria, Nigeria, and MSc degree in Nuclear Engineering from Oregon State University, USA. He is an alumnus of Lagos Business School (LBS), Wharton Business School and Harvard Business School, USA. Mr Kyari Bukar’s professional experience transverses the financial services, IT Services, IT/financial infrastructure, and the public sector.