Search FAQs
About CRC
CRC Credit Bureau Limited is a private limited liability company licensed under Nigerian law, created to operate a consumer and corporate credit bureau in Nigeria.
CRC provides reliable credit information to lenders, helps borrowers maintain responsible credit behaviour, and supports economic growth.
Yes. CRMS is a regulatory system for bank credit monitoring, while CRC is a credit information provider covering both banking and non‑banking exposures. CRMS data will be submitted to CRC, and then reflected in CRC reports.
Credit Reports & Scores
Yes. You can obtain it via the CRC Individual Credit Score service.
Personal Details (Name, DOB, Gender, ID), Address History, Employment History, Inquiry Details (who asked, when), Credit Facility History, Security Details, Dishonoured Cheque Records, and Suits Filed Details.
No. CRC creates a new file for you when data is submitted, and you can build a positive credit history going forward.
It's advisable to check at least once a year, and before applying for credit—especially if treatment was denied or identity theft is suspected.
Privacy & Access
Any member institution of CRC with permissible purpose and your consent can access your report.
Contact CRC via email support@crccreditbureau.com or phone (+234 8072090622) to dispute and correct the information.
Reports cover the last 6 years of history, but the Central Bank mandates data retention for up to 10 years.
No. Unless it's an error, information cannot be removed. To correct inaccuracies, follow the dispute resolution process.