CRC Credit Bureau
Loading your experience...

ABOUT CRC CREDIT BUREAU

Setting standards for financial empowerment and informed decision making across Nigeria

OUR STORY

CRC Credit Bureau Nigeria operates under a group structure comprising the credit bureau business and a subsidiary, CRC Data and Analytics Limited. The credit bureau duly incorporated and licensed under the laws of the Federal Republic of Nigeria was established by a consortium of Ten (10) leading financial institutions and Dun & Bradstreet.

CRC Credit Bureau provides a nationwide information repository on credit profiles of consumers as well as corporate entities, thus improving the ability of credit providers to make informed lending decisions ranging from customer acquisition, credit analysis and monitoring, skip tracing and recovery.

The data and analytics subsidiary of CRC is poised to provide carefully designed products and services using Artificial Intelligence and Analytics. These products enable businesses to make informed decisions and develop products for their customers based on alternative data sources.

Our Vision

To set standards for financial empowerment and informed decision making.

Our Mission

To deliver innovative products and services that enable our stakeholders make informed decisions and build credible profiles that enhance access to credit for strategic growth.

OUR OBJECTIVES

To generate and supply reliable, accurate credit information and scores on borrowers in the consumer and corporate sectors of the Nigerian economy for permissible purposes only.

CRC Credit Bureau Limited is a neutral third-party provider to its subscribers, ensuring unbiased and comprehensive credit reporting across all sectors.

OUR CORE VALUES

The principles that guide everything we do

Customer Focus

We understand our customer's needs and constantly deliver on our promises.

Integrity

We strive to adhere to high ethical principles and standards basing our actions on doing the right thing at the right time for the right reasons.

Teamwork

We work together to succeed, we exist as a team to support each other in creating a superior work environment to deliver exceptional customer experiences.

Reliability

We are open, honest, dedicated, transparent, unambiguous, responsible and value driven.

Innovation

We are constantly exploring ways to innovate and improve. We embrace change as an opportunity.

OUR IMPACT

Numbers that showcase our commitment to excellence

15+
Years of Excellence
180M+
Credit Reports Generated
2000+
Member Institutions
99.9%
Data Accuracy Rate

RECOGNITIONS & AWARDS

Champions of Excellence - Leading the industry with proven track record

At CRC Credit Bureau, we're not just changing the game; we're leading it! With a string of accolades and awards under our belt, we're proud to be recognized as industry trailblazers in credit management solutions.

Best Loan Application Services Provider in Nigeria

Capital Finance International, London, UK

2014
CRC "Impact Awards" - Ease of Doing Business Reforms

Presidential Enabling Business Environment Council (PEBEC)

2017
Most Innovative & Impactful Credit Information Provider

International Brand Award, Nigeria

2017
Credit Bureau of the Year 2019, Nigeria

Acquisition International, United Kingdom

2019
Best Credit Bureau Nigeria

Capital Finance International (CFI.co)

2020, 2021, 2022, 2023, 2024, 2025

OUR MEMBERS & CUSTOMERS

Membership Benefits

Being a member of CRC Credit Bureau Limited enables credit grantors enhance their risk management strategies by covering the entire life-cycle of their credit customers engagement ranging from pre-qualification, credit assessment, monitoring, debt collection to skip tracing.

Our Customer Base

Our customers cut across various industries and sectors of the Nigerian economy. Over the years, we have worked in unison to provide holistic and unbiased credit information and credit scores to all stakeholders.

READY TO GET STARTED?

Join thousands of satisfied customers who trust CRC Credit Bureau for their credit information needs.