OUR STORY
CRC Credit Bureau has, over the years, remained a pioneer and leader in Nigeria's credit information services industry, while extending its influence across the African market. The company has built a strong reputation as a trusted institution guided by integrity, excellence, and a commitment to empowering informed financial decision-making. Our team comprises highly skilled professionals and leading experts in credit reporting, data analytics, and risk management, driving the bureau's mission to foster a stronger credit culture across the continent.
Incorporated and licensed under the laws of the Federal Republic of Nigeria, CRC was established by a consortium of ten leading financial institutions and Dun & Bradstreet to provide reliable credit bureau services nationwide. We maintain a comprehensive information repository on the credit profiles of individuals and corporate entities, enabling lenders to make informed decisions in customer acquisition, credit analysis, monitoring, skip tracing, and recovery.
We believe that data and technology are key drivers of economic growth and prosperity. Our bureau operates on robust, scalable technology infrastructure, with integrated applications that connect seamlessly to the platforms of participating members, supporting proactive and effective credit decision-making.
Headquartered in Lagos, Nigeria, CRC Credit Bureau serves borrowers and lenders across all six geopolitical zones and is expanding its footprint to support financial inclusion and responsible lending across Africa.
Our Vision
To set standards for financial empowerment and informed decision making.
Our Mission
To deliver innovative products and services that enable our stakeholders make informed decisions and build credible profiles that enhance access to credit for strategic growth.
OUR OBJECTIVES
To generate and supply reliable, accurate credit information and scores on borrowers in the consumer and corporate sectors of the Nigerian economy for permissible purposes only.
CRC Credit Bureau Limited is a neutral third-party provider to its subscribers, ensuring unbiased and comprehensive credit reporting across all sectors.
OUR CORE VALUES
The principles that guide everything we do
Customer Focus
We understand our customer's needs and constantly deliver on our promises.
Integrity
We strive to adhere to high ethical principles and standards basing our actions on doing the right thing at the right time for the right reasons.
Teamwork
We work together to succeed, we exist as a team to support each other in creating a superior work environment to deliver exceptional customer experiences.
Reliability
We are open, honest, dedicated, transparent, unambiguous, responsible and value driven.
Innovation
We are constantly exploring ways to innovate and improve. We embrace change as an opportunity.
OUR IMPACT
Numbers that showcase our commitment to excellence
RECOGNITIONS & AWARDS
Champions of Excellence - Leading the industry with proven track record
At CRC Credit Bureau, we're not just changing the game; we're leading it! With a string of accolades and awards under our belt, we're proud to be recognized as industry trailblazers in credit management solutions.
Best Loan Application Services Provider in Nigeria
Capital Finance International, London, UK
2014CRC "Impact Awards" - Ease of Doing Business Reforms
Presidential Enabling Business Environment Council (PEBEC)
2017Most Innovative & Impactful Credit Information Provider
International Brand Award, Nigeria
2017Credit Bureau of the Year 2019, Nigeria
Acquisition International, United Kingdom
2019Best Credit Bureau Nigeria
Capital Finance International (CFI.co)
2020, 2021, 2022, 2023, 2024, 2025OUR MEMBERS & CUSTOMERS
Membership Benefits
Being a member of CRC Credit Bureau Limited enables credit grantors enhance their risk management strategies by covering the entire life-cycle of their credit customers engagement ranging from pre-qualification, credit assessment, monitoring, debt collection to skip tracing.
Our Customer Base
Our customers cut across various industries and sectors of the Nigerian economy. Over the years, we have worked in unison to provide holistic and unbiased credit information and credit scores to all stakeholders.
READY TO GET STARTED?
Join thousands of satisfied customers who trust CRC Credit Bureau for their credit information needs.