Fraud
What is Identity Theft?
Identity (ID) theft happens when someone steals your personal information to commit fraud. The identity thief may use your information to apply for credit, file taxes, or get medical services. These acts can damage your credit status, and cost you time and money to restore your good name.
Important Warning
Identity theft can severely impact your financial health and creditworthiness. If you suspect fraudulent activity, act immediately to minimize damage.
Fraud Alert
Individuals and corporate entities who find anomalies in their credit report and suspect fraudulent activities can raise a fraud alert with our credit bureau, who in turn will contact the credit provider for further investigation.
How to Report Fraud
If you notice any suspicious activity or unauthorized entries in your credit report, contact us immediately to file a fraud alert. Our team will work with credit providers to investigate and resolve the issue.
How to Protect Yourself from Identity Theft
- Regularly monitor your credit reports for unauthorized activities
- Never share your personal information (BVN, NIN, etc.) via unsecured channels
- Use strong, unique passwords for all your financial accounts
- Be cautious of phishing emails and suspicious phone calls
- Secure your personal documents and shred sensitive papers
- Set up account alerts for unusual activities
- Report lost or stolen cards immediately